Washington Mutual Refinance Mortgage
Types of Washington Mutual Refinance Mortgage
There are basically two types of refinance mortgage offered by Washington Mutual: fixed and adjustable rate mortgages. Other preferences you may have can easily be negotiated for either type.
Fixed Rate Mortgage
This type of refinance mortgage is best if you wish for a simple payment structure; you won’t have to compute for next month’s loan payment because the value will remain the same up to the final payment deadline for your loan. Fixed rate mortgages usually last from fifteen to thirty years, but Washington Mutual also offers a forty-year amortization period for those interested.
Adjustable Rate Mortgages
These are generally short-term in nature, lasting only from one to five years. Their interest rates fluctuate according to various factors but rest assured that Washington Mutual is always ready to consult with you for any adjustment or conversion you wish to make. Different types of adjustable rate mortgages are available and some may even allow you to make interest-only payments for a specified time period, consequently leaving you free to settle more pressing obligations you have.
If you’re interested in a long-term ARM, Washington has that, too. A 10/1 ARM, for instance, will only have the interest rate adjust after the first ten years of the loan.
5 Benefits of Getting a Washington Mutual Refinance Mortgage
Applying for a Washington Mutual refinance mortgage allows you to enjoy various benefits, in which many of them other lenders would be hard pressed to match, much less surpass.
Two Week Processing Guarantee
No matter what your financial needs are and regardless of the type of refinance mortgage you’re after, Washington Mutual can guarantee that your loan application shall be processed not later than two weeks.
Systematic Loan Process
Unlike other loan procedures, Washington Mutual offers a step-by-step procedure for loan application. You’ll be given clear and specific instructions as to what you have to do in order to qualify. Once your loan application has been approved, you’ll be able to acquire your funds immediately and without further trouble.
Manage Your Account Online
Unlike other lenders, Washington Mutual doesn’t make it hard for you to acquire any information you need regarding your loan. To manage and access your account online, proceed to the company’s official website and submit your email address, social security number, and loan number at their My Home Loan page.
Your online account will be activated shortly and you’ll be given your login details. Afterwards, you can then find out all the information you need from payoff to escrow accounts. You can even get a tax deduction certificate or use your account to take advantage of other add-on products available on the website.
Documentation at Your Fingertips
If you have a need to print any document related to your Washington Mutual refinance mortgage, the company has facilities ready to meet your printing needs any time of the day.
Immediate Fund Transfer
You don’t need to look for a Washington Mutual branch just to procure your funds. If you have an account in any major financial institution, your loan funds can be sent there immediately through electronic fund transfer.
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